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Is the help to buy ISA right for first time buyers?

The Help to Buy ISA was introduced in 2015 to assist first-time buyers in saving for a mortgage deposit by offering a 25% government bonus on savings. However, the scheme closed to new applicants on 30th November 2019. If you need a Help to Buy ISA before this date, you can continue contributing until November…

Home is Where the Heart Is: Celebrating Love for Your Property This Valentine’s Day

Valentine’s Day is a time to celebrate love in all its forms, and what better love story exists than the one between you and your home? Whether you’re buying your first house, selling a cherished family property, or moving on to the next chapter of your life, the emotional connection to your home is undeniable….

5 Reasons Why You Should Use a Local Conveyancing Solicitor

When buying or selling a property, choosing the right conveyancing solicitor is crucial. While online services might seem convenient, there are significant benefits to working with a local solicitor. Here are five compelling reasons why opting for a local conveyancing solicitor can make all the difference. 1. Local Knowledge and Expertise A local conveyancing solicitor…

Understanding the Welsh Land Transaction Tax (with Welsh LTT Calculator)

When buying property in Wales, understanding the associated costs is essential. One of the key expenses is the Welsh Land Transaction Tax (LTT), a tax on property purchases introduced in 2018 to replace Stamp Duty Land Tax (SDLT) in Wales. Whether you’re a first-time buyer, an investor, or upgrading your family home, knowing how LTT…

The Future of Property Conveyancing: How to Use Technology for Growth

The property conveyancing industry, long steeped in tradition, is undergoing a significant transformation. With advancements in technology and the ever-growing demand for efficiency, the future of conveyancing lies in digital innovation. For UK property professionals, embracing these changes is not just an option—it’s essential for growth and relevance in a competitive market. The Challenges Facing…

How Does Conveyancing Work? Your Step-by-Step Guide

Buying or selling a property is a major milestone, but it can be a complex process, especially if you’re not familiar with the steps involved in conveyancing. Conveyancing is the legal transfer of property ownership from one person to another, and in the UK, it’s a structured process designed to protect both buyers and sellers….

Understanding Mortgage in Principle: A Guide for First-Time Buyers

Buying your first home is an exciting milestone, but it can also feel overwhelming, especially when navigating the financial side of things. One of the first steps you’ll encounter is obtaining a Mortgage in Principle (MIP). This is also sometimes referred to as an Agreement in Principle (AIP) or Decision in Principle (DIP). If you’re…

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